New Step by Step Map For 債務重組 - 【iva.ctr.hk】
New Step by Step Map For 債務重組 - 【iva.ctr.hk】
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You will need to preserve into a spending plan agreed with all your provider. The IVA can be extended for those who skip payments. You almost certainly do not have to market your home, but you'll have to release fairness from it by remortgaging.
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For those who own your own business you will be capable of get credit history for business enterprise products and solutions. However, you could be billed greater fascination prices due to an IVA. This could possibly mean your debts maximize and you simply’ll come across it more challenging to pay for them.
維持專業資格和工作：進行債務重組的個人或企業可以繼續擔任管理層職位，並保持專業資格，例如會計師或律師。同時能夠繼續經營生意，保持收入來源，相對更容易脫離困境。
個人自願安排實行後，債務人需要按時間向代名人還款，再由代名人安排還款予債權人。
不需要。我們只會收取債務重組費用，其餘如初步諮詢、初次會面都是免費的。我們明白債務人在財務上的壓力，因此我們盡可能為客戶提供實質而有用的幫助，協助客戶減省不必要的金錢浪費，讓他們將資源集中在解決債務困難上。
At the time your IVA is accredited, you received’t should talk to 債務重組破產分別 your creditors, and if they contact you, you can refer them in your insolvency 債務重組破產分別 practitioner.
The results of not paying out non-priority debts are much less serious than for priority debts. Regardless of being less significant, your creditors could nonetheless just take you to courtroom or organize for bailiffs to go to you.
債務人在申請時不需要立即繳交債務重組費用，本公司更提供分期付款，方便債務人，與您共渡時艱。
However, an IVA can be versatile based on your preferences and conditions. For instance, when you don’t have Significantly spare income from your every month cash flow but do have one thing you could market to lift a lump sum, you will be capable to pay your creditors While using the lump sum.
Irrespective of whether an IVA 債務重組收費 is appropriate is dependent upon exactly how much debt you might have and what number of creditors you have got (a creditor is someone you owe cash to).
欠債人毋須經法律程序，可直接與債主商量，重新制訂雙方都可接納的還款方案，例如減息或延長還款年期
信用卡卡數｜銀行私人貸款｜財務公司貸款｜高息財務貸款｜儲蓄互助社貸款｜學生資助貸款｜稅務貸款｜商業貸款
自僱人士當然可以辦理債務重組申請，只要能夠提供合理的入息證明，也符合辦理債務重組的基本要求。